Terms of Use

Turning Point Financial, Inc. Terms & Conditions

Conditions of Use

By using this website (www.turning-point.us), you agree to the following terms and conditions. Please read them carefully. We reserve the right to change these terms and conditions at any time without prior notice. You are bound to all future revisions if you use this website after the changes take effect. This website is owned and operated by Turning Point Financial, Inc. No material or images may be reproduced without prior explicit consent. You may consume and download content for your personal use only. No content may be used for commercial purposes. All trademarks, service marks, graphics, logos, icons and domain names are the property of Turning Point Financial, Inc. Usage of any of these items without prior consent is prohibited.

Privacy Policy

Turning Point Financial, Inc. is fiercely dedicated to protecting your private information. Our website gathers information that is voluntarily submitted through our insurance quote request forms, our company contact form, or other company contact methods. All information is stored in a secure database that can only be accessed by a specialized group of employees. This information may be used to qualify customers for Medicare Supplement Insurance policies, answer questions, provide requested information, or service an existing policy. Turning Point Financial, Inc. also passively collects website usage data that does not contain personally identifiable data. This information helps us continuously improve the usability and content of our website.
By completing and submitting a registration or quote request form at Turning-Point.us, you signify your agreement to our privacy policy. If you do not accept this privacy policy, please do not use the Turning-Point.us site. We reserve the right, at our discretion to change, modify, add or remove portions of this privacy policy. You should check this page periodically for any changes and to insure you are familiar with our practices. If we make material changes to this policy, we will notify you here. This policy and all of our legal obligations under this policy are subject to the laws of North Carolina and the USA regardless of the location of the user. Policy last updated: October 7, 2011.

Turning Point Financial, Inc. believes that consumers should be able to control the use of their data. We will not share personally identifiable information with marketing partners if you follow the simple unsubscribe procedure of sending us an email at optout@turning-point.us. By submitting your email address on our website, you agree to a subscription to our newsletters and other mailings that we send from time to time. You are free to opt out from receiving these emails at any time by sending an email to optout@turning-point.us. If you have any problems unsubscribing or if you receive any emails after you have unsubscribed you can contact us and we will help you resolve the issue. All email correspondence complies with the strict standards of the CAN-SPAM Act.

We do not rent, license, or sell personal data to third parties. In the event of a merger, acquisition, or change of control of Turning Point Financial, Inc., customer data would be considered a business asset and would be transferred. We will disclose information we maintain when required to do so by law, for example, in response to a court order or a subpoena. We may also disclose personal information as required by law or to protect the safety and security of our users.

You should also know that when you order a Medicare supplement policy or other insurance policy from Turning Point Financial, Inc., we need to provide your name and address to the policy issuer so they can start your service.

We may use other third parties such as credit card processors and e-mail service providers to provide order fulfillment and e-mail delivery services on our site. When you register on our site, we will share your personally identifiable information as necessary for these third parties to provide these services. These third parties are prohibited from using your personally identifiable information for any other purpose including their own marketing purposes.

Disclaimer

The information on this website is not intended to be complete description of all terms, exclusions and conditions applicable to every Medigap insurance product or service that we offer. It is provided for general informational purposes only. Turning Point Benefits provides no warranty, express or implied, that the content on this website is applicable to your needs and situation or is free from errors.